1The strategy of deciding how to allocate funds among asset classes (stocks, bonds, cash, real estate) in an investment portfolio, balancing risk and return.
長期投資では資産配分が最も重要だと言われることが多い。
For long-term investing, asset allocation is often said to be the most important factor.
退職後の収入を考え、株式の比率を下げるように資産配分を見直した。
Considering post-retirement income, I reviewed my asset allocation to reduce the proportion of stocks.